When the landlord says no: Managing transaction risk after Mulberry Homes v Scoto 

The sale of leasehold property can become significantly more complicated where completion depends upon a landlord consenting to the sale. In Mulberry Homes (Hazel Grove) Ltd v Scoto Ltd, the High Court considered how that requirement interacts with the contractual provisions governing completion and rescission contained in the Standard Commercial Property Conditions. The court was…

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CIS and development finance: Why the recent guidance changes matter 

The Construction Industry Scheme  (CIS) has long been a feature of the tax landscape for those working in and around the built environment, but it has rarely troubled conventional real estate finance arrangements. That position was tested sharply in May 2026. A change to HMRC’s internal guidance, followed swiftly by a further revision in June,…

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The Future of Property Finance: An Interview with Roopal Voora

This month we interview Roopal Vora, who has over 30 years’ experience in financial services. Roopal has recently established Noble Financial Solutions Limited, a property finance brokerage specialising in tailored lending solutions. 1. What is your background and experience in the property industry? I have worked in Financial Services for over 30 years, with a…

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A day in my legal life: Susan Henning

This month, we speak to Real estate consultant, Susan Henning. Where did you start your legal career Having completed a law degree at Leeds, followed by Solicitors’ finals in London, I started as a trainee (or articled clerk as we were known in the mid ‘80s) in a small busy west end firm just off…

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Payment notices, pay less notices and the risk of contamination: Lessons from Laing O’Rourke v Shepperton Studios 

Construction payment disputes are governed by strict statutory notice requirements. Under the Housing Grants, Construction and Regeneration Act 1996 (as amended), both employers and contractors must serve notices within defined timeframes and with prescribed content if they wish to preserve their position on payment.  A question that had not been authoritatively resolved, until now, is what happens when a payment notice is defective. Does…

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Startups as future anchor tenants 

The commercial property market is facing a genuine reckoning. Office demand has fragmented in the wake of hybrid working. Retailers have restructured, surrendered space and in some cases disappeared entirely. Household names that once anchored buildings and business parks have downsized, entered CVAs or vacated without warning. The lesson of recent years is that covenant strength, that long-cherished proxy…

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The £33 Billion Question: What Property Owners Need to Know About Refinancing in 2026

New lending for UK commercial real estate reached £52.7 billion in 2025, its highest level in a decade. The research, published by Bayes Business School, generated broadly positive headlines, and with good reason. A 29% year-on-year increase in new lending is a meaningful signal of returning confidence in the market after a difficult few years. But for many property…

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